Dear Friends -
This week, I’m sharing something I’ve been working on quietly for months.
The Act Three 2026 Trends Report is officially live.
I created this report because the conversation about retirement and aging hasn’t kept up with reality.
People are living longer. Careers are less linear. AI is reshaping work and value. And more high-performing adults are realizing that financial readiness doesn’t automatically translate into clarity, purpose, or fulfillment.
Act Three is no longer a wind-down phase.
It’s becoming the most self-directed chapter of adult life.
The report explores twelve shifts already reshaping how we age, including:
Why identity is replacing retirement as the central question of Act Three
How psychological age is becoming more important than chronological age
Why longevity without meaning creates a new kind of crisis
How AI is forcing a reckoning with human value
Why the most fulfilled people in Act Three are the most intentional
This isn’t a trends list for curiosity’s sake. It’s a framework for understanding who we’re becoming next.
You can read the full report here:
As we close out the year and look toward 2026, my hope is that you don’t simply let the next chapter arrive.
I hope you design it.
Happy New Year!!
Warmly,
Cara
Future Identity Strategist
Founder, Good Morning Freedom
P.S. If you want to start planning your third act, set up a time on my calendar for a chat: Schedule a Chat with Cara